This program was created through CARES funding and allows for a grant to pay mortgage payments that are unpaid due to circumstances caused by the effects of the COVID-19 Pandemic. Applicants must have become unemployed after 3/1/2020 or have had their annual income reduced by 30% or more due to reduced work hours and wages. The grant may cover up to 6 months of mortgage payments at a maximum amount of $1,000 per month per mortgage for payments that came due during the period of March through December 2020. Only first and second mortgages are eligible.
Applications may be submitted by mortgagors as well as lenders on behalf of their mortgagors.
PROGRAM CHANGE: Effective 10/17/2020, homeowners are obligated to pay any excess amount owed for any payment made by PMAP if the lender requires it. Prior to 10/17/2020, lenders were required to release the homeowners of any excess amount owed, however, in consultation with the Wolf Administration, and based upon assertions by members of the Pennsylvania legislature that the legislative intent was to only release a recipient of amounts paid under the program, PHFA modified the program criteria accordingly.