PMAP (Pandemic Mortgage Assistance Progam)

Welcome to the PANDEMIC MORTGAGE ASSISTANCE PROGRAM application page.         

THE APPLICATION PERIOD HAS ENDED.  IF YOU ALREADY SUBMITTED AN APPLICATION, IT CAN STILL BE ACCESSED AND WILL BE REVIEWED.   IF YOU STARTED AN APPLICATION BUT DID NOT HIT THE "SUBMIT" BUTTON, WE'RE SORRY BUT THE DEADLINE TO DO SO HAS PASSED. 

IF YOUR APPLICATION WAS NOT COMPLETE, YOU MUST ACT NOW TO SEND THE REQUIRED INFORMATION.  FAILURE TO DO SO WILL RESULT IN DENIAL.

THERE ARE SEVERAL STEPS THAT TAKE TIME AND MUST BE DONE PRIOR TO DISBURSING APPROVED FUNDS. THE DEADLINE FOR DISBURSEMENT OF ALL PMAP FUNDS IS 11/30/2020.

 

Please continue to scroll down for more important program information.
PROGRAM INFORMATION/CHANGE

This program was created through CARES funding and allows for a grant to pay mortgage payments that are unpaid due to circumstances caused by the effects of the COVID-19 Pandemic.  Applicants must have become unemployed after 3/1/2020 or have had their annual income reduced by 30% or more due to reduced work hours and wages.  The grant may cover up to 6 months of mortgage payments at a maximum amount of $1,000 per month per mortgage for payments that came due during the period of March through December 2020.  Only first and second mortgages are eligible.

Applications may be submitted by mortgagors as well as lenders on behalf of their mortgagors.

PROGRAM CHANGE:  Effective 10/17/2020, homeowners are obligated to pay any excess amount owed for any payment made by PMAP if the lender requires it.  Prior to 10/17/2020, lenders were required to release the homeowners of any excess amount owed, however, in consultation with the Wolf Administration, and based upon assertions by members of the Pennsylvania legislature that the legislative intent was to only release a recipient of amounts paid under the program, PHFA modified the program criteria accordingly.

 

APPLICATION SUBMITTAL/AVAILABILITY OF FUNDS

Please note that applications are not considered submitted until you actually press the "SUBMIT" button on the "Review and Submit" page.  If you do not press SUBMIT, your application will not be reviewed.  Also, any determination of eligibility will delayed if your applicaton is submitted but is not complete.  Be sure to provide all information and documentation requested.

** PMAP grants are funded with Federal funds, which are limited in the amount available and the timeframe during which the funds can be used and applied.    Any approval is, at all times, subject to the availability of such funds.   No disbursements under the Program may be made after 11/30/2020. **